Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
23 09, 2016

Self-Funded Healthcare: Why It Works for Employers 2026

By |2026-04-30T11:23:30-04:00September 23rd, 2016|Categories: Non Traditional Group Health Plans|

Self-Funded Health Plans in 2026: How Employers Are Reducing Costs Without Cutting Benefits

Healthcare costs continue to rise in 2026, putting increasing pressure on employers to control expenses without sacrificing the quality of their employee benefits.

For many organizations, the traditional fully insured model—where premiums increase year after year with little transparency—no longer makes financial sense. Instead of absorbing unpredictable rate hikes, more employers are turning to self-funded health plans as a smarter, […]

23 09, 2016

Section 125 Premium Only Plans (POP): How Employers & Employees Save on Taxes in 2026

By |2026-04-03T08:20:52-04:00September 23rd, 2016|Categories: Non Traditional Group Health Plans|

A Section 125 Premium Only Plan (POP) is one of the most effective and often overlooked ways employers can enhance their employee benefits program while reducing payroll taxes for both the employer and employees. Many employers in Pennsylvania, New Jersey, Delaware, and across the country use POP plans to give employees a more robust benefits offering, increase take-home pay, and reduce overall tax liability.

With a Premium Only Plan, employees can pay for certain […]

14 06, 2016

Why Offer Voluntary Benefits as Part of Your Core Benefit Offering in 2026?

By |2026-04-03T08:12:06-04:00June 14th, 2016|Categories: Voluntary Benefits|

 

Voluntary Benefits for Employers: A Smart Strategy to Enhance Employee Benefits in 2026

Employers are continually looking for ways to enhance their employee benefits package without significantly increasing costs. One solution that has become increasingly popular is offering voluntary benefits. Voluntary benefits allow employers to expand their benefits offering with little or no direct cost, while helping employees gain access to important insurance protection that complements their group health insurance plan.

As healthcare costs, deductibles, […]