Fully Insured vs Self-Funded Health Insurance: Which Is Better for Employers?

Learn about fully insured vs self-funded health insurance and compare costs, flexibility, coverage, and options to find the right fit for your business.
Level-Funded Health Plans: Are They Right for Your Business?

Learn how level-funded health plans work and what businesses should consider when deciding if this health insurance option is right for their employees.
How to Reduce Employee Health Insurance Costs Without Cutting Benefits

Learn how businesses can reduce employee health insurance costs while maintaining valuable benefits and supporting employee satisfaction.
What Changed in New Jersey Job-Protected Leave Rules?

Quick Answer: New Jersey job-protected leave rules expanded on July 17, 2026. NJFLA now generally applies to employers with at least 15 employees worldwide, down from 30, and eligible employees generally need only three months of employment and 250 hours worked in the prior 12 months. New Jersey also created separate job protection for qualifying […]
Employee Benefits Trends Pennsylvania Businesses Should Watch in 2026

Explore key employee benefits trends Pennsylvania businesses should watch in 2026 to attract talent, improve retention, and support employee well-being.
How to Balance Cost and Value When Designing Employee Benefits

Learn how businesses can balance cost and value when designing employee benefits that support employees while managing business expenses.
How Family-Friendly Benefits Can Improve Employee Retention

Learn how family-friendly benefits can improve employee retention, support working families, and create a more supportive workplace.
How Preventive Health Benefits Can Lower Long-Term Employer Costs

Learn how preventive health benefits can support employee wellness, reduce long-term healthcare costs, and help businesses build a healthier workforce.
Making Employee Benefits Easier to Understand and Use

Learn how businesses can make employee benefits easier to understand, access, and use while improving employee satisfaction and engagement.
Medicare Part D Creditable Coverage Notice: What Pennsylvania Employers Need to Know

Quick Answer: What Should Pennsylvania Employers Know About the Medicare Part D Notice? If your Pennsylvania business offers prescription drug benefits, you generally need to tell Medicare-eligible individuals covered by the plan whether the prescription coverage is creditable or non-creditable. The annual notice must be provided before October 15, and employers or other plan sponsors […]