How Does the New Jersey DU31 Law Affect Health Coverage When a Child Turns 26?

Quick Answer: The New Jersey DU31 law may allow an employee’s child to remain on or enroll in a parent’s qualifying employer health plan after aging out of regular dependent coverage, commonly at age 26, and continue until age 31. DU31 generally applies to group health benefits plans issued in New Jersey regardless of employer […]
Employee Benefits Benchmarking: How Does Your Benefits Package Compare?

Learn how employee benefits benchmarking helps employers compare contribution levels, plan design, employee costs, deductibles, and overall benefits competitiveness.
What Benefits Must New Jersey Employers Include in Job Postings?
Quick Answer: New Jersey’s pay transparency law requires covered employers to include a general description of benefits and other eligible compensation programs in advertised new-job and transfer opportunities. The law does not require employers to offer a fixed list of benefits. NJDOL’s currently proposed, non-binding rules identify health, life and disability insurance, paid time off, […]
How Much Does Employee Health Insurance Cost for a Small Business?

Learn about employee health insurance costs for small businesses and the factors that can affect premiums, coverage, and overall healthcare expenses.
How to Build a Competitive Employee Benefits Package for a Growing Business

Learn how to build a competitive employee benefits package that supports employee satisfaction, retention, recruitment, and business growth.
Which Employers Must Offer New Jersey Pre-Tax Commuter Benefits?
Quick Answer: New Jersey pre-tax commuter benefits generally must be offered by employers with at least 20 employees for each working day during at least 20 calendar workweeks in the current or immediately preceding calendar year. Employees working outside New Jersey can count toward the 20-employee employer threshold. Covered employers must give eligible employees the […]
Fully Insured vs Self-Funded Health Insurance: Which Is Better for Employers?

Learn about fully insured vs self-funded health insurance and compare costs, flexibility, coverage, and options to find the right fit for your business.
Level-Funded Health Plans: Are They Right for Your Business?

Learn how level-funded health plans work and what businesses should consider when deciding if this health insurance option is right for their employees.
How to Reduce Employee Health Insurance Costs Without Cutting Benefits

Learn how businesses can reduce employee health insurance costs while maintaining valuable benefits and supporting employee satisfaction.
What Changed in New Jersey Job-Protected Leave Rules?

Quick Answer: New Jersey job-protected leave rules expanded on July 17, 2026. NJFLA now generally applies to employers with at least 15 employees worldwide, down from 30, and eligible employees generally need only three months of employment and 250 hours worked in the prior 12 months. New Jersey also created separate job protection for qualifying […]