2027 ACA Affordability Threshold Increases to 10.22% | JS Benefits Group

2027 ACA affordability threshold increases to 10.22% explained by Dawn Carlisle of JS Benefits Group for applicable large employers preparing for open enrollment.

2027 ACA Affordability Threshold Increases to 10.22% By Dawn Carlisle, JS Benefits Group Reviewed by Jennifer Schaefer, MBA, ChFC, CLU, RHU, REBC, SHRM-SCP The IRS has released the 2027 Affordable Care Act affordability percentage, and for the first time it has crossed 10%. For plan years beginning in 2027, applicable large employers must keep employee […]

Fractional HR for Philadelphia Employers: What You Get Without a Full-Time Hire

Fractional HR Philadelphia

Some companies do not have an HR problem at first. They have a time problem. Then a manager handles onboarding between meetings. An owner rewrites a policy at night. A payroll question turns into three phone calls. Little by little, HR work starts taking attention away from the business. That is where fractional HR Philadelphia […]

Fractional HR vs. Full-Time HR: Which Is Right for Pennsylvania Businesses?

Fractional HR vs full-time HR

Choosing between fractional HR vs full-time HR can feel like a major turning point for Pennsylvania businesses. The decision often comes up when people operations become too complex for owners, office managers, or finance teams to handle alone. The right choice depends on business size, risk level, hiring plans, and budget. A company with 20 employees […]

Why Growing Companies in King of Prussia Are Turning to Fractional HR Services

HR consulting for growing companies

Growth can make HR feel messy fast. A company may start with a founder handling offer letters, a manager answering policy questions, and an office lead tracking PTO in a spreadsheet. That setup works for a while. Then hiring picks up, employee questions get harder, and compliance details become too important to leave informal. That […]

The 3 Compliance Mistakes That Cost Employers the Most

Compliance checklist on an office desk with employee benefits documents, notes, and administrative paperwork highlighting the importance of ACA, ERISA, and COBRA compliance for employers.

One missed compliance notice cost a New Jersey employer more than $94,500. Employee benefits compliance isn’t just a paperwork exercise. For employers, mistakes involving ACA reporting, ERISA documentation, and COBRA notices can lead to significant penalties, audits, and unnecessary legal exposure. In this video, Kathryn Reed, SHRM-CP, Senior Director of HR at JS Benefits Group, […]

What Is a Level-Funded Health Plan and Is It Right for My Newtown Business?

JS Benefits Group branded image showing level-funded health plans for Newtown businesses, with visuals for cost comparison, predictable payments, risk management, refunds, and plan flexibility.

Quick Answer: A level-funded health plan gives Newtown businesses a fixed monthly payment with more cost transparency than many traditional fully insured plans. It may help employers control healthcare costs, review claims data, and possibly receive money back when claims are lower than expected. It can be a good fit for some small and mid-sized […]