Medical Loss Ratio or MLR is the minimum percentage of premium dollars insurance companies are allowed to spend on administrative costs such as salaries, marketing and bills. For instance if an insurer uses 70 cents out of each premium dollar to pay their customers’ medical claims to improve their quality of life, the company is said to have a medical loss ratio of 70%. The remaining 30% will then be used to pay for the costs of operation, marketing, profits, […]

According to The Surgeon General’s most recent report on Alcohol, Drugs and Health, over 21 million Americans are addicted to substance abuse. The mental and physical toll this takes on individuals, families and the workplace is too massive to properly assess. The number of deaths at workplaces due to overdose of drugs and alcohol, surged by more than 30% in 2016 alone. […]

Recruiting an employee is not an easy task because it involves numerous factors such as screening, interviewing, hiring and finally training suitable candidates. This entire process is time consuming, expensive and full of hurdles. The following are bad practices which many firms are guilty of falling into.
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The past year was a rollercoaster ride for Uber. They were marred by sexual harassment lawsuits, driver classification and their use of the controversial “Greyball” tool. Regulators and traditional rivals such as cab drivers and taxi firms have given the ride-hailing app much grief across the world by their non-stop protests. Indeed, Transport For London, England’s government body which foresees the transport system in the country, rejected Uber’s application for renewing their license because they were deemed unfit.

Good oral health benefits both employees and employers as it correlates to greater productivity. JS Benefits Group offers individual, group or voluntary Dental and Vision Plans. Read the infographic to know more about it.

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The past year was probably characterized by frequent ups and downs, success and failure. But the new year should open on a good note and with a brand new plan. Your most important job as manager should be to address your employees to help bolster their motivation and productivity for the new year. Your first task would be to organize a formal meeting with all employees, preferably in a meeting room. […]

Offering life insurance to your employees is a way of saying “You matter”.  If this optional benefit is one you are thinking of offering, JS Benefits Can Help You! Check out this infographic to know more about it!

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When you bring new employees on board, the first thing you want them to understand is what you are giving to them for their efforts. […]

The common misconception floating around most employers’ minds is that all their employees just swarm around higher appraisals and salaries like bees to a honeypot. But that is a farfetched ideal which doesn’t really resonate with most workers.

Today the office space has been transformed entirely from the ground up, and these transformations have also overhauled the expectations your employees generally have of you. Here are the X things which employees need from the workplace.

Respect

That is a fundamental need of […]

According to a study conducted by CIPD – an authoritative body on HR and people management – a rising trend of disconnect between senior managers and employees at the workplace has been observed. An alarming 1 in 3 employees have reported that they do not trust their senior managers very much, and instead relay all their concerns to colleagues and their immediate supervisors.

The mentality of ‘us and them’ has seeped into many offices and has the effect of choking motivational […]