After developing a chronic kidney disease, an employee of Hill Country Memorial Hospital was admitted to the not-for-profit hospital in Fredericksburg during which his health bill skyrocketed beyond expectations. His chronic kidney disease would require dialysis treatments up to three times a week for the rest of his life. During treatment, he missed work hours and substantially increased the medical care bill, which bloated beyond the $1 million premium employee benefits plan.
This was the first time that the hospital ever exceeded its employee medical plan limit. Fearful that a similar event could occur in the future with another one of their employees, the HR and Benefits team began looking for a solution. The hospital found an application called Poindexter, which allowed them to oversee their employee medical expenses, observe patterns of any cost overruns, pricing of pharmaceutical drugs and the use of emergency room. Reports are then generated and sent to the employer for analysis every week.
Poindexter allows the hospital to identify kidney disease among some 650 employees and their eligible dependents to predict the costs of possible kidney disease care and any tell-tale signs of medically disastrous events such as heart attacks and the need for immediate hospitalization. After observing their medical data, the program can send prompt warning messages that an employee or their dependent is at risk of kidney failure and related diseases.
Most employers in the United States ignore the risk of kidney disease, lacking the foresight to appreciate just how costly it could prove to them in the long run.
Then there are the worrying concerns of kidney diseases growing. These include late stage renal failure which requires immediate dialysis and organ transplants. This statistic alone should be enough to create awareness among employers – almost 10% of Americans over 20 years old have some form of chronic kidney disease which could eventually result in total kidney shut down.
Among other chronic conditions which employers ignore, there is obesity and poor diet, with a prevalent focus on heart attacks and strokes instead of kidney disease.
As a result, they do not implement best practices in their corporate wellness programs to teach their employers how to prevent the eventuality of end-stage renal disease. They only realize until it’s too late, when they’re facing over $400,000 to $100,000,0 in charges per member, per year for an employee on dialysis.
By using data management software, employers can prevent the likelihood of chronic diseases progressing and save themselves long term costs. While it is relatively easy to shell out $200,000 to $300,000, any number (or zeroes!) beyond that is hard to commit. It is therefore important to create a corporate wellness program that can help prevent the growth of such illnesses.
JS Benefits Group will help to manage your employee’s health care data to keep your costs low while retaining skilled employees. To get more insights on how you can prevent the progress of chronic disease, such as end-stage renal failure and heart attacks, get in touch with our consultants today!