Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

HR consulting firm in Pennsylvania

7 Compliance Issue Every HR Personal Should Know About

From the moment you hire a new employee to the moment he retires, your HR department needs to ensure legal and company-wide policy compliance.

For protection of employers and employees, Federal and State government have introduced laws and compliances.

HR Professional’s Compliance Checklist

Anti-discrimination requirement

The law prohibits employers to use unfair and discriminatory practices in workplace. Civil Rights Act of 1964, Title VII, forbids organizations, with more than 15 employees, to discriminate amongst employees on basis of race, sex, color, or ethnicity. Title VI also categorizes sexual harassment as a form of sexual discrimination.

ADA (The American Disability Act) prohibits discrimination against disable individual, by limiting employers inquiry about his/her disability. It also requires employers to accommodate the needs of differently able employees.

Wage/hour law

Wage and Hour laws and The Fair Labor Standard Act (FLSA) determine the basic wage and overtime requirement for employers. The current federal wage requirement is $7.25, and it is accustomed to change any time of the year.

However, different states have their own minimum wage brackets. Determine under which state’s jurisdiction your business falls to establish correct wage rate.

Medical and Family Leave

The Family and Medical Leave Act allows employees (who meet a set criteria) to take 12 weeks of unpaid annual leaves. Employees can take a leave to look after a sick family member, care for an adopted child or a newborn, or for their own medical condition.

This law is being revised, as it is believed that these 12 weeks need to be paid. New York is the one of the few states that has already started offering paid leaves, but other states are expected to follow soon.

Immigration law

Immigration is a hot-topic in America these days. Laws introduces under INA, IRCA, and IIRIRA, ensure that employers hire eligible employees only.

American citizens, lawful permanent resident, noncitizen nationals, and authorized aliens fall under the employment eligibility criteria. Employers are required to verify all paperwork, before hiring an employee. Trump’s administration immigration laws are set to see radical changes; keep an eye on this specific law.

Employee benefits

The benefit laws have not seen a drastic change in 2018. Although the Affordable Care Act, under which most plans are introduced, no longer requires an individual mandate. You need be careful about information exchange and ensure that employees are completely aware about reporting deadlines.

Other than this, majority of benefits laws such as Health Insurance Portability and Accountability Act (HIPPA), COBRA, or ERISA are not expected to see a change this year.

Safety Laws

Occupational Health and Safety Act (OSH) administers safety and functionality of work environment. Be precise in reporting and recordkeeping of this law to avoid any sort of inquiry.

Union Laws

Several companies have faced labor claims for interfering with labors union activity. The National Labor Relations Act (NLRA) can guide you regarding fair treatment of unionized labors and how to deal with grievances.

Laws and compliances can be hard to implement. If you need help with a compliance issue, consult with JS Benefits Group.

We are a group of employee benefit consultants and HR consulting firm in Pennsylvania. Call 877 355-6070 and connect with our experienced consultants.

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