Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

26 12, 2017

Data security and how HR can help strengthen it

By |2018-01-04T16:39:33-05:00December 26th, 2017|Categories: Non Traditional Group Health Plans|

Digital transformations have taken the entire world by a storm and have swept away traditional norms and hidden them under the rug. This also includes data security. Because almost all electronic devices in the office are interconnected seamlessly over an Ethernet or wireless connection, it makes sense for data to easily fall into the hands of a third-party which could compromise your client’s credentials.

The biggest issue with data security isn’t the lack of protection against viruses and other digital attacks, […]

22 12, 2017

5 Effective Strategies For Successful Employee Recruitment

By |2018-01-04T16:39:34-05:00December 22nd, 2017|Categories: Non Traditional Group Health Plans|

For any company or organization, the biggest and most significant asset that they are in possession of is their workforce. The employees are indeed the bread and butter of any business, and can help elevate it to success.

While good employees can serve to help your company grow and attain its goals, bad employees can do just the opposite, leading to a negative impact on business performance.

For this reason, it’s important to invest time, money, and effort into hiring the right individuals […]

21 12, 2017

Delaware Affordable Care Act: What You Need To Know

By |2018-01-04T16:39:34-05:00December 21st, 2017|Categories: Non Traditional Group Health Plans|

The intention behind the Affordable Care Act was simple—it was to allow the expansion of health insurance coverage to more individuals in the United States.

The aim of the act was to serve to enhance the quality of coverage that citizens were getting, to expand on Medicaid coverage, and to establish a health insurance marketplace wherein there is the opportunity to shop around for affordable healthcare coverage, for both individuals and businesses.

While the impacts of the ACA were and are indeed […]

19 12, 2017

3 Ways ACA Has Changed Health Insurance

By |2017-12-16T05:38:03-05:00December 19th, 2017|Categories: Non Traditional Group Health Plans|

No matter how you feel about the Affordable Care Act, you would admit that it has played a major role in the transformation of the health insurance industry.

But are you keeping up with this transformation? Here are a few ways how small to medium enterprises are positioning themselves to adapt to the changes:

Small Businesses Will Transition To Well Defined Contribution Health Plans

Previously, small business owners turned to small group health plans to provide insurance to their employees. But the rapid […]

18 12, 2017

The psychological factors behind motivation

By |2017-12-16T05:37:36-05:00December 18th, 2017|Categories: Non Traditional Group Health Plans|

Any HR specialist would be astoundingly familiar with the buzzword ‘motivation’. It is one of the driving factors behind a successful employee life cycle, from recruitment to onboarding to employee retention – it pays to know the psychological factors behind motivation. An employee’s thought process, their goals, ambitions and ideals must align with the company’s own vision for the future, and failure to understand them can result in layoffs, terminations, and early resignations. They’re all driven by ‘motivation’ which has […]

15 12, 2017

Role of companies in mitigating harassment claims

By |2018-01-04T16:39:34-05:00December 15th, 2017|Categories: Non Traditional Group Health Plans|

You could argue that the latter half of 2017 has been plagued with harassment claims – hitting big industries from all walks of life whether it includes television and movie actors, key executives at high tech companies or higher ups from venture capital firms. The net has been cast far and wide, engulfing almost everyone in the workplace, both males and females alike.

High value employees at key positions in the company are no longer safe from harassment claims and will […]

13 12, 2017

How technology can improve the workplace

By |2018-01-04T16:39:35-05:00December 13th, 2017|Categories: Non Traditional Group Health Plans|

Imagine grinding yourself more than 8 hours a day, 6 days a week, anxiously waiting for Sunday to come sooner than later just so you could get some brief respite from work.

If your workers approach work with this unnerving thought process, then something is definitely wrong with your organizational structure. It doesn’t matter what the nature of your work entails, you can bet your bottom dollar that your prized employees (burnt out, exhausted, bored) are actively seeking employment elsewhere.

So […]

12 12, 2017

Employee satisfaction

By |2018-01-04T16:39:35-05:00December 12th, 2017|Categories: Non Traditional Group Health Plans|

Employers are desperately trying to look for ways to improve the satisfaction of their employees during the job. But often times they’re so misinformed to the requirements, needs and demands of their employees that it remains a botched effort at best. An employee satisfaction survey was carried out by the Society for Human Resource Management (SHRM) in 2016 which identified some of the key factors in employee job satisfaction and employee engagement which as required by employees.

The results of the […]

11 12, 2017

Employee benefit: Identity theft protection

By |2018-01-04T16:39:36-05:00December 11th, 2017|Categories: Non Traditional Group Health Plans|

Most people don’t attribute much importance to identity theft. These aren’t just a few random purchases made against your credit card under your identity – it’s an ongoing process in which the perpetrator seeks to leech off your identity for the long haul. An identity thief wants nothing more than to access your resources, your information and then use it to make money.

Credit card theft is much more benign – relatively speaking – and it’s easier to get caught. But […]

19 04, 2017

Self-Funded Health Plans in 2026: Cost Control Strategies for Employers

By |2026-04-12T19:30:03-04:00April 19th, 2017|Categories: Non Traditional Group Health Plans|

Self-Funded Health Plans in 2026: Cost Control Strategies for Employers

Healthcare costs have continued to rise in 2026, forcing employers to rethink how they manage employee benefits. What began as a response to the Affordable Care Act (ACA) has evolved into a broader need for cost control, transparency, and smarter healthcare strategies.

Many employers have moved toward self-funded health plans as a way to gain control over spending and avoid unpredictable premium increases. Instead of […]