Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

1 10, 2016

Telemedicine in 2026: Offers Significant Benefits for Businesses and Employees

By |2026-04-12T19:23:56-04:00October 1st, 2016|Categories: Non Traditional Group Health Plans|

Telemedicine in 2026: Offers Significant Benefits for Businesses and Employees

Telemedicine has evolved from a convenient add-on to a core component of modern employee benefits in 2026. As healthcare costs continue to rise and employees demand more flexible care options, employers are turning to telehealth as a strategic solution—not just a perk.

What started as a way to improve access to care has now become a powerful tool for reducing costs, […]

23 09, 2016

Self-Funded Healthcare: Why It Works for Employers 2026

By |2026-04-30T11:23:30-04:00September 23rd, 2016|Categories: Non Traditional Group Health Plans|

Self-Funded Health Plans in 2026: How Employers Are Reducing Costs Without Cutting Benefits

Healthcare costs continue to rise in 2026, putting increasing pressure on employers to control expenses without sacrificing the quality of their employee benefits.

For many organizations, the traditional fully insured model—where premiums increase year after year with little transparency—no longer makes financial sense. Instead of absorbing unpredictable rate hikes, more employers are turning to self-funded health plans as a smarter, […]

23 09, 2016

Section 125 Premium Only Plans (POP): How Employers & Employees Save on Taxes in 2026

By |2026-04-03T08:20:52-04:00September 23rd, 2016|Categories: Non Traditional Group Health Plans|

A Section 125 Premium Only Plan (POP) is one of the most effective and often overlooked ways employers can enhance their employee benefits program while reducing payroll taxes for both the employer and employees. Many employers in Pennsylvania, New Jersey, Delaware, and across the country use POP plans to give employees a more robust benefits offering, increase take-home pay, and reduce overall tax liability.

With a Premium Only Plan, employees can pay for certain […]