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You’ve built your business with heart and soul; we help you protect it with benefits programs designed to reduce one of your largest spends while strengthening your greatest asset, your team.

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Enhance employee health and productivity, reduce healthcare claims.
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Provide critical financial protection for your business and it’s top performers.
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On-call advocacy — solving benefits issues fast for your team.

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Own your claims data and reduce costs with self-funding.
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PBM transparency strategies that deliver real drug savings.

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Reduce volatility and costs through captive risk sharing.
What is a level-funded health plan?
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Nothing is more important than getting complicated HR matters right the first time. We provide HR & Compliance support that protects your business and simplifies your workforce.

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Automate and streamline tedious FSA, HSA, COBRA, and other administrative functions.

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ERISA, COBRA, ACA, and other HR expertise helps you to mitigate risk and avoid hefty fines.

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Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Employee benefit: Identity theft protection

Most people don’t attribute much importance to identity theft. These aren’t just a few random purchases made against your credit card under your identity – it’s an ongoing process in which the perpetrator seeks to leech off your identity for the long haul. An identity thief wants nothing more than to access your resources, your […]

Self-Funded Health Plans in 2026: Cost Control Strategies for Employers

Self-Funded Health Plans in 2026: Cost Control Strategies for Employers Healthcare costs have continued to rise in 2026, forcing employers to rethink how they manage employee benefits. What began as a response to the Affordable Care Act (ACA) has evolved into a broader need for cost control, transparency, and smarter healthcare strategies. Many employers have […]

Telemedicine in 2026: Offers Significant Benefits for Businesses and Employees

Telemedicine in 2026: Offers Significant Benefits for Businesses and Employees Telemedicine has evolved from a convenient add-on to a core component of modern employee benefits in 2026. As healthcare costs continue to rise and employees demand more flexible care options, employers are turning to telehealth as a strategic solution—not just a perk. What started as […]

Self-Funded Healthcare: Why It Works for Employers 2026

Group of executives standing in conference room gathered around white board

Self-Funded Health Plans in 2026: How Employers Are Reducing Costs Without Cutting Benefits Healthcare costs continue to rise in 2026, putting increasing pressure on employers to control expenses without sacrificing the quality of their employee benefits. For many organizations, the traditional fully insured model—where premiums increase year after year with little transparency—no longer makes financial […]

Section 125 Premium Only Plans (POP): How Employers & Employees Save on Taxes in 2026

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A Section 125 Premium Only Plan (POP) is one of the most effective and often overlooked ways employers can enhance their employee benefits program while reducing payroll taxes for both the employer and employees. Many employers in Pennsylvania, New Jersey, Delaware, and across the country use POP plans to give employees a more robust benefits […]

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