Benefits Blog

Fully Insured vs Self-Funded Health Insurance: Which Is Better for Employers?

Fully Insured vs Self-Funded Health Insurance: Which Is Better for Employers?

Learn about fully insured vs self-funded health insurance and compare costs, flexibility, coverage, and options to find the right fit for your business.

Does a RetireReady NJ Exemption Apply If Only Some Employees Have a Retirement Plan?

Quick Answer: A RetireReady NJ exemption can apply even if a qualified retirement plan is available to only some employees. RetireReady NJ’s published guidance says an employer does not have…

How Data Analytics Is Changing Employee Benefits Strategy for Growing Businesses

How Data Analytics Is Changing Employee Benefits Strategy for Growing Businesses

Jennifer Schaefer, MBA, ChFC, CLU, RHU, REBC, SHRM-SCP Founder & CEO, JS Benefits Group | Forbes Business Council Contributor | Co-Host, Executive Leaders Radio   For years, employee benefits decisions…

Level-Funded Health Plans: Are They Right for Your Business?

Level-Funded Health Plans: Are They Right for Your Business?

Learn how level-funded health plans work and what businesses should consider when deciding if this health insurance option is right for their employees.

What Changed in New Jersey Job-Protected Leave Rules?

Quick Answer: The RetireReady NJ expansion lowers the employer threshold from 25 employees to 10, bringing more small New Jersey businesses into the state retirement savings program. Employers with 10…

Hospital Consolidation Is Raising Healthcare Costs: What Employers Need to Know

Hospital Consolidation Is Raising Healthcare Costs: What Employers Need to Know

By Jennifer Schaefer, MBA, ChFC, CLU, RHU, REBC, SHRM-SCP Founder & CEO, JS Benefits Group | Forbes Business Council Contributor | Co-Host, Executive Leaders Radio Hospital consolidation is becoming an…

How to Reduce Employee Health Insurance Costs Without Cutting Benefits

How to Reduce Employee Health Insurance Costs Without Cutting Benefits

Learn how businesses can reduce employee health insurance costs while maintaining valuable benefits and supporting employee satisfaction.

What Changed in New Jersey Job-Protected Leave Rules?

What Changed in New Jersey Job-Protected Leave Rules?

Quick Answer: New Jersey job-protected leave rules expanded on July 17, 2026. NJFLA now generally applies to employers with at least 15 employees worldwide, down from 30, and eligible employees…

Employee Benefits Trends Pennsylvania Businesses Should Watch in 2026

Employee Benefits Trends Pennsylvania Businesses Should Watch in 2026

Explore key employee benefits trends Pennsylvania businesses should watch in 2026 to attract talent, improve retention, and support employee well-being.

Employer Health Insurance Contributions: How Much Should Bucks County Employers Pay?

Employer Health Insurance Contributions: How Much Should Bucks County Employers Pay?

There is no single employer health insurance contribution that works for every Bucks County business. Start by making employee-only coverage reasonably affordable, then decide how much to contribute toward spouse…

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