HR Compliance Mistakes That Cost New Jersey Businesses Thousands (And How to Avoid Them)
As a business grows, HR tasks become both more important and complex. While many companies focus on hiring and daily operations, they sometimes overlook smaller compliance details that can turn into big financial or legal problems. For many New Jersey businesses, HR compliance mistakes do not always result from carelessness. Often, they occur when policies […]
The Role of Employee Benefits During a Return to Work
One of the most common areas of confusion for employees returning from leave involves their employee benefits. Questions often arise regarding health insurance, payroll deductions, disability coverage, retirement plans, and wellness programs. Employers that offer comprehensive employee benefits solutions can help employees navigate these changes while reducing confusion and stress during the transition. Learn more […]
The 3 Compliance Mistakes That Cost Employers the Most
One missed compliance notice cost a New Jersey employer more than $94,500. Employee benefits compliance isn’t just a paperwork exercise. For employers, mistakes involving ACA reporting, ERISA documentation, and COBRA notices can lead to significant penalties, audits, and unnecessary legal exposure. In this video, Kathryn Reed, SHRM-CP, Senior Director of HR at JS Benefits Group, […]
Jennifer Schaefer Featured in Urban Splatter: Five Employee Benefits Mistakes Growing Companies Make
Jennifer Schaefer, Founder & CEO JS Benefits Group Jennifer Schaefer, MBA, ChFC, SHRM-SCP, Founder & CEO of JS Benefits Group, was recently featured in Urban Splatter discussing five common employee benefits mistakes growing companies make. As healthcare costs continue to rise and competition for talent intensifies, employers face increasing pressure to offer benefits that attract and […]
How AI Is Changing Open Enrollment in the Workplace
#ai #hr #technology #futureofwork #employeebenefits Open enrollment has always been one of the busiest and often most frustrating times of the year for employees and HR teams. Employees are expected to make important healthcare and financial decisions in a short window of time, yet many still feel confused about their options. HR departments, meanwhile, […]
Is Level-Funded Health Insurance Worth It for 25–100 Employees?
Many employers explore level-funded health insurance when traditional group health plans become too expensive. Companies with 25–100 employees often sit in the middle of the insurance market. They want cost stability but also seek better insight into healthcare spending. A level-funded health plan offers a hybrid approach between fully insured and self-funded coverage. Employers pay a predictable […]
Group Health Insurance Renewal Strategies for 2026 in Eastern Pennsylvania
Employers preparing for group health insurance renewal in Eastern Pennsylvania often face rising premiums and changing plan structures. Health coverage continues to rank among the highest operating costs for many businesses. A thoughtful renewal process helps employers avoid rushed decisions. Many companies review plan performance months before their renewal date. Early preparation allows employers to review […]
Composite Rating vs. Age-Banded Rates: What Pennsylvania Employers Need to Know
Quick Answer: Composite rating gives employees within the same coverage tier a consistent averaged premium, while age-banded pricing assigns member-level costs that generally vary by age. Composite rating is often easier to manage and explain, while age-banded pricing provides more detail about how costs are divided. The right fit depends on the workforce, available plans, […]
What HR Can Learn From 2025’s Year of Mass Re-Skilling
Workforce reskilling moved from theory to necessity in 2025. Companies faced rapid role shifts, AI adoption, and shrinking skill half-lives. Employees felt the pressure first. HR teams felt it next. The year showed that workforce reskilling succeeds only when people trust the system behind it. Courses alone did not solve skill gaps. Access, clarity, and relevance […]
Why HR Needs to Build Policies That Assume Fluid Careers, Not Linear Ones
Fluid careers now describe how most people work. Employees change roles, step away, return with new skills, or move sideways instead of upward. HR policies still assume stable timelines, fixed ladders, and predictable growth. That gap creates tension. When HR policy design ignores fluid careers, people feel boxed in. Career mobility slows. Trust weakens. Policies lose relevance. HR teams […]
