Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.
The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.
Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.
Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.
Submit the form on the left or click here for more information.
Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.
The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.
Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.
Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.
Submit the form on the left or click here for more information.
If your company has benefits which stands out from the norm, use them to attract new talent for your firm. When is the right time to communicate and how should this be done? Find out more through this infographic. […]
It’s the oldest trick in the book to garner the attention of as many potential employees as possible by using creative ads. Advertising your employee benefits with a well designed infographic, which contains all the information they need, has been a rising trend in this regard. But most employers are still guilty of not advertising their benefits at all, and hope that prospective employees will simply buy into the ‘hospitable’ culture of the office space.
It is extremely important in the […]
The human resources department was designed with a strong focus on managing employees at the workplace. But despite advancements in technology which effectively remove the communication barriers between HR and employees, the disconnect between the two groups could not have been bigger.
ADP released a report in 2014 from various studies, which examined the consequences of the perceived lack of disconnect between employees and HR. It found that while 79% of HR leaders reported that it was extremely likely to get […]
For any newly initiated program or policy, ultimately, it’s the results that dictate whether it should become a mainstay or be abandoned. Even if optimization is being sought to evaluate the case further and make a final decision, a company still needs to review the results to date. […]
Who says that everyone has to get along at the office? You don’t. But not getting along should not necessarily transcend into workplace chaos, the likes of which can result in widespread conflict and office disagreements resonating throughout all levels of the organization.
Small disputes, (and sometimes even full scale brawls) can lead to a toxic environment which end up in decreased productivity, inefficient allocation of time, reduction in employee motivation and eventually may serve to increase employee turnover. All of […]
It is the job of the HR department to understand human behaviors and emotions in the office. It is their job to deal with the ethical conundrum which usually tends to run wild in the workplace. The importance of ethics is never lost on a business regardless of its size. It doesn’t matter if the company is a small sole proprietorship or a giant multinational conglomerate – they can all make the headlines for the wrong reasons.
A disgruntled employee […]
Digital transformations have taken the entire world by a storm and have swept away traditional norms and hidden them under the rug. This also includes data security. Because almost all electronic devices in the office are interconnected seamlessly over an Ethernet or wireless connection, it makes sense for data to easily fall into the hands of a third-party which could compromise your client’s credentials.
The biggest issue with data security isn’t the lack of protection against viruses and other digital attacks, […]
For any company or organization, the biggest and most significant asset that they are in possession of is their workforce. The employees are indeed the bread and butter of any business, and can help elevate it to success.
While good employees can serve to help your company grow and attain its goals, bad employees can do just the opposite, leading to a negative impact on business performance.
For this reason, it’s important to invest time, money, and effort into hiring the right individuals […]
The intention behind the Affordable Care Act was simple—it was to allow the expansion of health insurance coverage to more individuals in the United States.
The aim of the act was to serve to enhance the quality of coverage that citizens were getting, to expand on Medicaid coverage, and to establish a health insurance marketplace wherein there is the opportunity to shop around for affordable healthcare coverage, for both individuals and businesses.
While the impacts of the ACA were and are indeed […]
No matter how you feel about the Affordable Care Act, you would admit that it has played a major role in the transformation of the health insurance industry.
But are you keeping up with this transformation? Here are a few ways how small to medium enterprises are positioning themselves to adapt to the changes:
Previously, small business owners turned to small group health plans to provide insurance to their employees. But the rapid […]
We help employers with group health insurance, compliance, cost control strategies, and employee benefits planning in NJ, MD, NY, DE, PA and the Philadelphia region.
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Utilizing the latest technology, we offer clients a complete HRIS System that streamlines the recruiting process and includes the following features:
We’ll also provide background checks, assessment tests, and act as a strong intermediary between our client and the candidate to negotiate and facilitate a successful hire.
A contingency search agreement allows us to source and present candidates for hire, however no fee is due unless you hire our candidate(s) presented.
The major advantages of a contingency search include:
A retained search agreement sets forth expectations, responsibilities and outcomes between the client and JS Benefits. This exclusive arrangement allows us to devote a majority of our time and resources to finding the candidate you need, even those rare, hard-to-find candidates, when you need them.
The major advantages of a retained search include:
