Employee Benefit Services
Health & Employee Benefits Solutions

You’ve built your business with heart and soul; we help you protect it with benefits programs designed to reduce one of your largest spends while strengthening your greatest asset, your team.

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Benefits Plan Design and Healthcare Cost Management

Cut costs, boost retention, and enhance your benefits.

Corporate Wellness

Enhance employee health and productivity, reduce healthcare claims.
Voluntary Benefits

Personalized, life-enhancing employee-paid benefits.

Executive Benefits

Provide critical financial protection for your business and its top performers.
Employee Advocacy

On-call advocacy — solving benefits issues fast for your team.

Self-Insured

Own your claims data and reduce costs with self-funding.
PBM Management Services

PBM transparency strategies that deliver real drug savings.

Captive Strategies

Reduce volatility and costs through captive risk sharing.
What is a level-funded health plan?
HR Services
HR Consulting Services & Solutions

Nothing is more important than getting complicated HR matters right the first time. We provide HR & Compliance support that protects your business and simplifies your workforce.

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Fractional HR

Automate and streamline tedious FSA, HSA, COBRA, and other administrative functions.

Compliance

ERISA, COBRA, ACA, and other HR expertise helps you to mitigate risk and avoid hefty fines.
Recruiting Services

We help you source, attract, and hire the talent you need to grow your business.

Technology

From onboarding to off-boarding, our consultants match you with the best HR technology within your budget.
Employee Navigator, our benefits enrollment platform

Jennifer Schaefer

October 30, 2019

Employee Benefits Plan with Affordable Care Act

Author

Jennifer Schaefer

Jennifer Schaefer, MBA, ChFC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist As founder & CEO of JS Benefits Group, Jennifer Schaefer has spent 30 years helping employers lower healthcare costs through level-funded and self-funded plan design, claims data analysis, and benefits programs that keep good people from leaving. She writes for the Forbes Business Council, co-hosts Executive Leaders Radio, and has been quoted in the Philadelphia Inquirer on employer health costs.

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Ways to Save

25–30%

See What We'd Save You

Full cost management overview and average client savings

10 sec

Benchmark Your Plan

Free calculator — compare your premiums to 2025 market data

20–40%

Explore Level-Funded Plans

Pay less than fully insured — keep the year-end surplus

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