Rising Prescription Drug Costs: What Employers Can Do to Regain Control
Learn how employers can manage rising prescription drug costs by reviewing PBM strategies, plan options, and employee benefits to control healthcare spending.
How Claims Data Can Help Employers Find Hidden Healthcare Savings
Learn how claims data can help employers identify healthcare spending patterns, manage costs, and find potential savings in their employee benefits plan.
Employee Benefits Strategy: Is Your Health Plan Working Hard Enough for Your Business?
By Jennifer Schaefer, Founder & CEO, JS Benefits Group If your company’s health insurance costs keep going up every year, I want to ask you a simple question: Is your health plan really working as hard as it could for your business? For many employers, the answer is no. Not because anyone did anything wrong, […]
What to Do When Your Group Health Insurance Renewal Comes Back Too High
Learn what to do when your group health insurance renewal is too high and how businesses can review benefits, compare options, and manage rising healthcare costs.
What Is a Self-Insured Health Plan? A Guide for Employers
By Bill Capece, Director of Business Development, JS Benefits Group For employers facing rising health insurance costs, self-insured health plans can provide another way to approach healthcare financing. But self-funding is more than simply changing insurance plans. It changes how an employer assumes risk, pays claims, analyzes healthcare spending and manages its overall benefits strategy. […]
Which Employers Must Follow New Jersey 1095 Filing Requirements?
Quick Answer: New Jersey 1095 filing requirements can apply when an employer provides minimum essential health coverage to New Jersey residents. Self-insured employers generally file the coverage information directly with the state, while fully insured employers normally rely on their insurance carrier. Multiemployer plan sponsors generally file for their plans. However, an employer may have […]
How Does New Jersey Small Group Continuation Differ From Federal COBRA?
Quick Answer: New Jersey Small Group Continuation, or NJSGC, can provide continuation coverage through insured New Jersey small-group health plans, including for employers too small for federal COBRA. Federal COBRA generally applies to employers with at least 20 employees and can cover insured or self-funded plans. NJSGC generally gives a qualified person 30 days after […]
How Does the New Jersey DU31 Law Affect Health Coverage When a Child Turns 26?
Quick Answer: The New Jersey DU31 law may allow an employee’s child to remain on or enroll in a parent’s qualifying employer health plan after aging out of regular dependent coverage, commonly at age 26, and continue until age 31. DU31 generally applies to group health benefits plans issued in New Jersey regardless of employer […]
Employee Benefits Benchmarking: How Does Your Benefits Package Compare?
Learn how employee benefits benchmarking helps employers compare contribution levels, plan design, employee costs, deductibles, and overall benefits competitiveness.
Is Level Funding Right for Your Company? | JS Benefits Group
Jennifer Schaefer | Founder & CEO, JS Benefits Group Is a level funded health plan right for your company? In this video, Jennifer Schaefer, Founder & CEO of JS Benefits Group, explains what employers should consider when evaluating level funded health plans and whether this approach may be a fit for their business. Watch the […]
