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You’ve built your business with heart and soul; we help you protect it with benefits programs designed to reduce one of your largest spends while strengthening your greatest asset, your team.

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Cut costs, boost retention, and enhance your benefits.

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Enhance employee health and productivity, reduce healthcare claims.
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Personalized, life-enhancing employee-paid benefits.

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Provide critical financial protection for your business and it’s top performers.
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On-call advocacy — solving benefits issues fast for your team.

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Own your claims data and reduce costs with self-funding.
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PBM transparency strategies that deliver real drug savings.

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Reduce volatility and costs through captive risk sharing.
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Nothing is more important than getting complicated HR matters right the first time. We provide HR & Compliance support that protects your business and simplifies your workforce.

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Automate and streamline tedious FSA, HSA, COBRA, and other administrative functions.

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ERISA, COBRA, ACA, and other HR expertise helps you to mitigate risk and avoid hefty fines.

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We help you source, attract, and hire the talent you need to grow your business.

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Jennifer Schaefer

October 30, 2019

Employee Benefits Plan with Affordable Care Act

Author

Jennifer Schaefer

Jennifer Schaefer, MBA, ChFC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist

As founder & CEO of JS Benefits Group, Jennifer Schaefer has spent 30 years helping employers lower healthcare costs through level-funded and self-funded plan design, claims data analysis, and benefits programs that keep good people from leaving. She writes for the Forbes Business Council, co-hosts Executive Leaders Radio, and has been quoted in the Philadelphia Inquirer on employer health costs.

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25–30%

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Benchmark Your Plan

Free calculator — compare your premiums to 2025 market data

20–40%

Explore Level-Funded Plans

Pay less than fully insured — keep the year-end surplus

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