Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.
The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.
Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.
Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.
Submit the form on the left or click here for more information.
Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.
The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.
Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.
Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.
Submit the form on the left or click here for more information.
The Human Resource department plays an important part in the corporate environment. Not only does it help you recruit and retain employees, but also has a major say in how people perceive your business as a brand. […]
When it comes to benefits and premiums, there’s one undisputed winner; health insurance.
Not only does it keep your employees healthy and happy, it also conveys that you genuinely care about them. This is important, especially considering the fact that feeling wanted and appreciated can often have the final say as far as employee retention is concerned. […]
An employee benefits program can make or break a brand’s reputation. The benefits that you offer employees will have a major say in their job satisfaction and, ultimately, their performance and productivity. Therefore, it’s important that you pay special attention to this aspect of the corporate world and not leave anything up to chance! […]
It goes without saying; an organization’s most prized asset is its employees.
These workers invest their time and effort into your project to ensure that your company meets it financial goals. While they do get compensated for their efforts in the form of wages, we believe that these, on their own, are not enough to guarantee employee retention. […]
The aptly named ‘employee benefits plan’ benefits both the employer and the employee! In addition to improving workplace morale and the performance of your employees, a benefits plan can also increase employee retention and help your organization meet its goals! […]
The very livelihood of any business depends on the thought process of its employees. They are the building blocks of a company, the first choice and the last resort. Without them operating like a single, unified, cohesive unit the company will come down to a grinding halt. Given this important fact you would naturally assume that most companies will have detailed plans in place to keep their employees engaged. […]
Most employees, especially the millennials – and the younger population in general – seek more from their job than a weekly paycheck. They seek self-fulfillment and development of their existing skills to feel accomplished and successful. It can be more important to them personally than a well orchestrated employee benefit program which requires both significant capital resources and time. Yet employers continue to ignore employee development and push this relatively cost effective idea into the recesses of their mind.
Medical Loss Ratio or MLR is the minimum percentage of premium dollars insurance companies are allowed to spend on administrative costs such as salaries, marketing and bills. For instance if an insurer uses 70 cents out of each premium dollar to pay their customers’ medical claims to improve their quality of life, the company is said to have a medical loss ratio of 70%. The remaining 30% will then be used to pay for the costs of operation, marketing, profits, […]
Most people feel they have interpersonal skills and end up on the roster of a human resources team to pursue their passion and derive profit from it. But over the course of a few years, the troublesome and somewhat chaotic environment of the workplace fills even the most passionate of HR personnel into souls devoid of empathy. This is because of terrible people at work who leech off of their compassion. […]
The past year was a rollercoaster ride for Uber. They were marred by sexual harassment lawsuits, driver classification and their use of the controversial “Greyball” tool. Regulators and traditional rivals such as cab drivers and taxi firms have given the ride-hailing app much grief across the world by their non-stop protests. Indeed, Transport For London, England’s government body which foresees the transport system in the country, rejected Uber’s application for renewing their license because they were deemed unfit.
We help employers with group health insurance, compliance, cost control strategies, and employee benefits planning in NJ, MD, NY, DE, PA and the Philadelphia region.
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Utilizing the latest technology, we offer clients a complete HRIS System that streamlines the recruiting process and includes the following features:
We’ll also provide background checks, assessment tests, and act as a strong intermediary between our client and the candidate to negotiate and facilitate a successful hire.
A contingency search agreement allows us to source and present candidates for hire, however no fee is due unless you hire our candidate(s) presented.
The major advantages of a contingency search include:
A retained search agreement sets forth expectations, responsibilities and outcomes between the client and JS Benefits. This exclusive arrangement allows us to devote a majority of our time and resources to finding the candidate you need, even those rare, hard-to-find candidates, when you need them.
The major advantages of a retained search include:
