With the surging healthcare costs in the country, it has become crucial for employers to include health insurance in benefits packages.
Organizations that offer health insurance and other related benefits have a competitive edge over others. Along with attracting top talent, your employees are more likely to stay with you if you offer a comprehensive health insurance.
According to a survey on employee benefits, 55 percent of employees consider health insurance as the most significant benefit affecting job satisfaction. It’s a well known fact that satisfied employees are happier and more productive than disengaged employees.
Coupled with health insurance, what other benefits are critical to your employees? Let’s take a look at them:
Dental
Whether it’s cavities or missing teeth, dental issues are embarrassing, painful and can take a toll on an individual’s self-confidence.
Practicing good dental health is necessary not just for a stunning smile, but also for healthy teeth, mouth and gums. There are also some dental issues that can lead to complicated health conditions, such as diabetes and heart disease.
Therefore, make sure your benefits package comprises a solid dental plan. This will reduce the likelihood of your employees developing potential medical complications.
Vision
According to the Centers for Disease Control and Prevention, 61 million American adults are at high risk for serious vision loss. In addition, the financial impact of major vision problems among older Americans (above 40) is above $145 billion.
Having poor eyesight can lead to accidents on the job. Employees expect coverage from employers for treating eyesight issues.
If you refuse vision coverage, you may have to pay for damages if an accident occurs at work.
Disability
Coupled with dental and vision, disability insurance coverage is also essential, especially if your employees perform extensive physical work. It gives employees peace of mind knowing that if something goes wrong, they are covered.
JS Benefits Group can help you identify the benefits you need to keep your employees safe, healthy and happy. As a full-service employee benefit and HR consulting firm, JS Benefits Group offers tailor-made benefits and wellness programs to organizations in Delaware.
After assessing your company’s needs and goals, our team designs and implements an effective benefits plan.
Due to our extensive experience, we understand each client’s benefits needs and deliver solutions appropriately. From start to end, we manage all aspects of your benefits plan implementation in a timely and efficient manner.
