Why Smart Employers Are Benchmarking Healthcare Costs Before Their Next Renewal

By Jennifer Schaefer, MBA, ChFC, SHRM-SCP Founder & CEO, JS Benefits Group Healthcare costs have quietly become one of the largest—and least scrutinized—operating expenses for many businesses. While organizations routinely…

Stop-Loss Insurance Explained: Protecting Your Business in a Self-Funded Plan

Many businesses now prefer self-funded healthcare plans over traditional ones because they offer greater flexibility and control over healthcare spending. Instead of paying fixed monthly premiums, companies pay for employee…

Jennifer Schaefer Featured in Forbes Business Council: The Midyear Question Every CEO Should Be Asking

I’m honored to have recently been featured in a Forbes Business Council article discussing the key midyear questions every CEO should ask to keep their organizations on track for success.…

PCORI Fee Explained: What Employers Need to Know Before the July 31 Deadline

If your organization offers a self-funded, level-funded, or Health Reimbursement Arrangement (HRA), there’s an annual IRS filing requirement that’s easy to overlook but important to complete on time—the Patient-Centered Outcomes…

Reference-Based Pricing vs Traditional Networks: What Employers Need to Know

Healthcare costs keep rising, so many employers are seeking better ways to manage them. While traditional healthcare plans have been standard for years, more businesses are now exploring options that…

How Can Corporate Wellness Programs Help Newtown Businesses Manage Healthcare Claims?

Quick Answer: Corporate wellness programs may help Newtown businesses manage healthcare claim drivers by encouraging preventive care, healthier habits, stress management, chronic condition support, and better benefits engagement. These programs…

HR Compliance Mistakes That Cost New Jersey Businesses Thousands (And How to Avoid Them)

As a business grows, HR tasks become both more important and complex. While many companies focus on hiring and daily operations, they sometimes overlook smaller compliance details that can turn…

How an HRA Helps Reduce Healthcare Costs | JS Benefits Group

Healthcare costs continue to rise, forcing employers to make difficult decisions about their employee benefits. Too often, organizations assume the only way to reduce costs is by increasing deductibles, raising…

JS Benefits Group Named a Best of 2026 Award Winner by Business Rate

JS Benefits Group is proud to announce that we have been recognized as a Best of 2026 Award Winner by Business Rate, a distinction that recognizes organizations committed to excellence,…

When Should a Company Move from PEO to In-House or Fractional HR?

Many growing businesses choose a PEO to make HR tasks easier in the beginning. By having one provider handle payroll, benefits, and compliance, small teams can save valuable time. As…