Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Benefits Blog

Self-Insured Health Plans: How They Work and When They Make Sense

Self-Insured Health Plans: How They Work and When They Make Sense

Healthcare costs are rising, so many businesses are seeking better ways to manage them. With traditional insurance, you pay fixed premiums and have limited control, which makes it difficult to…

The 3 Compliance Mistakes That Cost Employers the Most

The 3 Compliance Mistakes That Cost Employers the Most

One missed compliance notice cost a New Jersey employer more than $94,500. Employee benefits compliance isn’t just a paperwork exercise. For employers, mistakes involving ACA reporting, ERISA documentation, and COBRA…

Jennifer Schaefer Featured in Urban Splatter: Five Employee Benefits Mistakes Growing Companies Make

Jennifer Schaefer Featured in Urban Splatter: Five Employee Benefits Mistakes Growing Companies Make

Jennifer Schaefer, Founder & CEO JS Benefits Group Jennifer Schaefer, MBA, ChFC, SHRM-SCP, Founder & CEO of JS Benefits Group, was recently featured in Urban Splatter discussing five common employee benefits…

How CFOs Can Take Control of Employee Benefit Costs Without Cutting Value

How CFOs Can Take Control of Employee Benefit Costs Without Cutting Value

Employee benefit costs are rising, and many CFOs find them harder to manage. Budgets go up each year, often without a clear reason. This uncertainty makes planning tough and adds…

Understanding Level-Funded Health Plans for Pennsylvania Employers

Understanding Level-Funded Health Plans for Pennsylvania Employers

If you’ve looked at your company’s health insurance costs recently, you’ve probably noticed one thing: they keep going up. And each year, it feels like you’re paying more without really…

Are Self-Funded Health Plans Available for Small Businesses in Newtown?

Are Self-Funded Health Plans Available for Small Businesses in Newtown?

Quick Answer: Yes, self-funded health plans can be available for small businesses in Newtown, PA, but they are not right for every employer. These plans let employers pay employee health…

Why Employee Benefits Are a Business Strategy, Not Just HR

Why Employee Benefits Are a Business Strategy, Not Just HR

For years, many employers viewed employee benefits as an administrative necessity, a yearly renewal process focused primarily on managing costs. Today’s workforce has changed that mindset. Employee benefits have evolved…

The Future of Work and Level Funded Health Plans

The Future of Work and Level Funded Health Plans

The Future of Work and Level Funded Health Plans By Jennifer Schaefer, MBA, ChFC, SHRM-SCP Founder & CEO, JS Benefits Group The Future of Work with Level Funded Health Plans  Over the past…

Healthcare Captives Explained: A Strategic Advantage for HR Directors and CFOs

Healthcare Captives Explained: A Strategic Advantage for HR Directors and CFOs

Healthcare costs keep rising each year, putting pressure on many businesses. Companies end up paying more for insurance and have less control over these increasing expenses. Healthcare captives offer a…

How Can I Reduce Employee Health Insurance Costs in Bucks County, PA?

How Can I Reduce Employee Health Insurance Costs in Bucks County, PA?

Quick Answer: Small businesses in Bucks County, PA may be able to reduce employee health insurance costs by reviewing plan design, comparing carrier options, adjusting contributions, improving employee education, and…

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